My wife was involved ins a parking lot accident about a week ago. Both parties were reversing from opposite parking spaces with the result that she bumped into the other vehicles' rear door. We do not have any insurance and therefore have to foot our damages ourselves. The other party is insured and logged a claim with his insurance, and now they are suing us for the repairs to the extent of R 31 000 roughly. I do not see how we can be liable as I feel both parties were basically responsible. Please advise as to how we can approach this as we are unable financially to foot the bill or to fight it in court.